To make sure we guide you to the right place, please choose from the options below.

Just to be sure we're guiding you correctly, please let us know if your enquiry also involves other types of pensions.

This guide provides key information and official links for the UK State Pension.

Please be aware that the panel of advisers we work with are unable to help with State Pension enquiries, as their expertise is focused on personal and workplace pensions.

For the most accurate and secure way to check your personal records or get answers, you must use the official GOV.UK services. We've compiled the most important resources for you below.

Useful & Current State Pension Information

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What is the full State Pension amount?

For the current tax year (2025/26), the full new State Pension is approximately £228 per week. The actual amount you receive depends on your personal National Insurance record.

Please note: This figure is for guidance; always check the GOV.UK website for the latest official rates.

When can I get my State Pension?

Your State Pension age depends on your date of birth. The age is currently 66, but it is scheduled to rise to 67 between 2026 and 2028. You can find your exact State Pension age using the official government calculator.

How do I check my forecast?

Your State Pension forecast shows how much you are on track to receive. You can get an instant, secure forecast online using the 'Check your State Pension forecast' service on the GOV.UK website.

This page provides information on MoneyHelper, a free, government-backed service for all money and pension matters.

Please be aware that the panel of advisers we work with are independent commercial advisers and are unable to provide the free guidance offered by this service. For impartial help with benefits, pensions, or managing your money, MoneyHelper is the official resource designed to assist you.

Useful Information about MoneyHelper

Who is MoneyHelper?

MoneyHelper is a free service provided by the Money and Pensions Service (MaPS). It's backed by the UK government to give impartial help and guidance on a wide range of topics, making it a safe and trusted resource.

What can they help me with?

MoneyHelper offers free guides, tools, and direct support on topics including benefits, managing debt, budgeting, saving, and understanding your pension options (including State Pension). They provide guidance, not regulated financial advice.

Is the service really free?

Yes. All of MoneyHelper's services, including their web chat and phone support, are completely free to use.

This page provides information and a direct link to the free, official GOV.UK Pension Tracing Service.

Please note that while the advisers we work with can help you review or combine pensions once they are found, the government's free tool is the best place to start your search.

Before you start your search, it's helpful to gather any information you have, such as:

The name of a previous employer or pension provider.

Any old addresses you lived at while working there.

The dates you were employed with the company.

Don't worry if you don't have all of this; any details you can provide will help the service narrow down the search.

Public sector pension schemes—for the NHS, Armed Forces, Teachers, Civil Service, and more—often have unique rules and valuable protected benefits.

While some advisers on our panel are qualified to advise on these complex pensions, the best first step is always to get information directly from your scheme's administrator or an impartial guidance service.

Useful Information

What makes these pensions different?

Most public sector pensions are 'Defined Benefit' (DB) schemes, which promise a specific income in retirement based on your salary and length of service. This is different from a 'Defined Contribution' (DC) pot, which depends on how much is paid in and how investments perform.

Where can I find my scheme's details?

Each public sector scheme has its own official administrator and website. This is the best place to find your personal statement, check scheme rules, and get contact details.

This page provides information and official links for Pension Credit and related state benefits.

Please be aware that the panel of advisers we work with specialise in personal and workplace pensions and are unable to assist with benefit claims or enquiries. For the most accurate and up-to-date information, you must use the official government services.

Useful Information

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What is Pension Credit?

Pension Credit is a type of benefit from the government that tops up your weekly income if you are over State Pension age and on a low income. It can also help you qualify for other forms of financial support.

Are there other benefits I could get?

Yes. Depending on your circumstances, you may also be eligible for other benefits such as Housing Benefit, Council Tax Reduction, or Attendance Allowance. The official calculators are the best way to find out what you're entitled to.

How can I check if I'm eligible?

The easiest and most secure way to find out what you could get is to use the free, official online calculators. They will give you a reliable estimate based on your personal details.

Nearly there! Who should the adviser contact?

Let's start with your name.

Okay, @first. Where should we send confirmation of your match?

We'll send you an email with the name and details of your matched adviser, so you know who to expect.

Almost done, @first! What's your postcode?

We'll use your postcode to find the best, fully-qualified financial adviser near you.

Amazing, @first! Last step: what's the best number for your adviser to call?

To protect your privacy and confirm your request for a free phone consultation, we will send a quick 4-digit code to your mobile to make sure we have the right number.

Thank you, @first! Your request has been submitted.

We've successfully matched you with a qualified specialist in your area. You can expect them to contact you within 24 hours to arrange your free consultation.

What Happens Next?

1. Check Your Email

You'll receive an email from us shortly with the name and contact details of your matched adviser, so you know who to expect.

2. Await the Call

Your adviser will call you to introduce themselves and find a convenient time for your no-obligation consultation.

3. Prepare for Your Consultation

This is your opportunity to discuss your financial goals and ask any questions you have.